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1
Step 1 Gather Information
2
Step 2 Respond
3
Step 3 Background
4
Step 4 Generate Response
5
Step 5 File

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There are five steps to respond to a lawsuit.

  1. Gather information
  2. Write your response to the claim made by creditor or collector
  3. Tell your story
  4. Generate your response
  5. File the response with the county clerk at the courthouse. Send a copy to the plaintiff's attorney shown on the summons

When you received the lawsuit, it should have included two documents.

  1. The Complaint
  2. The Summons
  1. We will gather information primarily from the Complaint.
  2. The progress bar above will tell you how far along you are.

Please find the Complaint and have it in front of you.

  1. The word "Complaint" should appear on the right half of the first page.
  1. Looks like you do not have the sufficient information to move forward, please get in touch with our team to guide you further.

Type your name exactly as it appears on the first page of the Complaint.

  1. Your name will appear on the left-hand side of the first page of the Complaint.
  2. You are the "Defendant" in this lawsuit.

Type the name of the person or company suing you exactly as it appears on the first page of the Complaint.

  1. The name will appear above your name on the first page of the Complaint.
  2. The person or company suing you is the "Plaintiff" in this lawsuit.

Type the court name exactly as it appears on the first page of the Complaint.

  1. The court name usually includes the name of the court, the county, and the state.
  2. This information may be displayed in different ways. It will always be on the top half of the first page of the Complaint. It may be centered on the page, or on the right-hand side.

Type the court's address as it appears on the Summons.

  1. If your documents have the court address, it may be below the court's name. Your documents may not have the court address.
  1. Looks like you do not have the sufficient information to move forward, please get in touch with our team to guide you further.

Type the civil number. The civil number may be made up of numbers and letters. It is usually located on the top half of the first page, beneath the court information. Sometimes it may be stamped on the margins of the document or in another location.

  1. The civil number may also be called the "index no.," "case no.," "file no.," or something else.
  2. If there is no civil number, type "not provided."

Type the name and address of the lawyer suing you.

  1. The name and address of the lawyer suing you are in the left-hand corner of the Complaint.

What email and phone number would you like the court to use to contact you?

  1. You should use an email address and phone number that you check regularly.
  2. StopSuit may also use the provided number to contact you about your order.

Type your current address.

  1. It is very important that you give an address where you check the mail regularly. If not, you may miss an important document.

Type the amount you are being sued for.

  1. This amount will be on the Complaint or Summons.

We're done gathering information! Let's move to Section 2: responding to what they say in the Complaint.

  1. You will need the Complaint in front of you.

The Complaint contains numbered statements. How high do the numbers go?

  1. The numbers usually start on the first page. The numbers may restart at the end of the Complaint. Ignore that for now.
  2. PLEASE NOTE:
  3. 1. If the Complaint uses letters instead of numbers, count the number of letters.
  4. 2. If there are sub-statements (i.e. 1a, 1b, 1c, etc.), treat them as one statement.
  5. 3. If the statement numbering restarts two or more times, then add the numbered statements together.

You must respond to each numbered statement.

  1. We'll teach you how. There are only three ways to respond.

The first way to respond is "I'm not sure."

  1. You should select this option if there is ANYTHING you don't know or understand, including confusing legal language.
  2. There is nothing wrong with choosing this option.

The second way to respond is "I completely agree."

  1. You should only select this option if you agree with EVERYTHING in the paragraph.
  2. However, responding this way to a paragraph makes winning easier for the person suing you and could result in your defeat.

The third way to respond is "Prove it."

  1. You should select this option if you want to make the lawyer suing you prove the paragraph is true.
  2. Responding this way to all paragraphs is a legal strategy that works well for many people.

We're done with Section 2! Let's move on to Section 3: telling your story.

  1. We'll start with a few questions.

What year did you make the last payment on the debt?

  1. This will let the court know if the person or company suing you brought the lawsuit in time.

Have you already paid any part of the debt?

  1. This will let the court know if you already paid part of the debt.

Do you disagree with the amount that the Complaint says you owe?

  1. This will let the court know if the amount you owe is less than what is in the Complaint.

Have you already agreed to resolve the debt?

  1. Here are some common examples:
  2. 1. You agreed to a payment plan.
  3. 2. You agreed to a reduced payment.
  4. 3. You paid to delay the lawsuit.

Are you currently working with any company to help you resolve your debt?

Please select the Debt Settlement Company you are working with.

  1. If the company name is not listed below you can type in the company name:

Does the Complaint sue the wrong person?

  1. For example, you should click "Yes" if:
  2. 1. The account is not yours.
  3. 2. Someone else borrowed on your account or in your name.
  4. 3. You were the victim of identity theft.
  5. 4. You co-signed for the debt, but did not understand your rights.

Did the person or company you contracted with keep their end of the bargain?

  1. You should answer "No" if:
  2. 1. The goods or service you received were damaged, defective, incomplete, or not provided as advertised.
  3. 2. The goods or services you received were late.
  4. 3. You never received anything in return (goods, services, or money).

Did they harass you while attempting to collect the debt?

  1. Harassment can include:
  2. 1. Excessive phone calls
  3. 2. Contacting your family members or employer
  4. 3. Threatening you with police action, jail time, physical violence, deportation, etc.

Did the debt collector serve you improperly?

  1. You may have been served improperly if:
  2. 1. You never received the Complaint and Summons.
  3. 2. You were never notified that you were being sued.
  4. 3. The person who notified you of the lawsuit trespassed on your property or engaged in other inappropriate behavior.

Did you file for bankruptcy after you incurred this debt?

  1. This will let the court know that the debt should have been erased by your bankruptcy.

Was the debt for an unpaid rent or eviction charge?

  1. The person or company suing you must follow specific steps if the debt is for unpaid rent or eviction. This will let the court know if they followed those steps.

Did the landlord give you proof of the amount you owe at least 3 days before your eviction?

Is your debt related to a payday loan?

  1. The person or company suing you must follow specific steps if the debt is related to a payday loan. This will let the court know if they followed those steps.

Did the payday loan center offer you an interest free repayment plan?

Would you like the person or company suing you to send you proof of the amount you owe?

  1. Most people select yes because you have a right to receive information about your debt.

Would you like the person or company suing you to send you proof of the amount you owe?

  1. Most people select yes because you have a right to receive information about your debt.

We're done with Section 3! Let's move on to Section 4: generating your response.

I swear that, to the best of my knowledge, I answered each question honestly.

Wait while we generate your document. Download it once it's ready.

Click here to download your document.

Let's move on to Section 5: filing your response.

Most people never file on their own.

  1. Our research shows that most people who don't pay us to file for them never file on their own.
  2. Upgrade to Premium to Have an attorney review your document for $199 only. Attorney review uncovers customer-made mistakes about 40% of the time plus also have us file your document for you. This saves you from needing to find your court's mailing address and going to the post office, or from navigating an e-file system.
  3. Also, if your court charges a filing fee, we will calculate and collect it. We will send this along with your document.

We need your Complaint and Summons. Upload them now.

  1. We need your Complaint and Summons for the attorney review. These are the documents you were served, not the Answer document that was just generated.
  2. Upload every page of the Complaint and Summons as a single PDF or as separate image files. Make sure all pages are oriented in the same direction. Upload all files at once.

Finalize your purchase.

  1. Debt Answer Premium Package

Mail your responses to

  1. 1) The laywer suing you
  2. 2) The court

Once the response is in the mail, here's more information to know.

  1. 1. Responding to the Complaint is the only the first step in your lawsuit.
  2. 2. You may need to appear in court.
  3. 3. You should consider hiring a laywer.

Tell us how you heard about StopSuit.com

  1. Share your experience here to help others find our service.

We hope you win your case!

  1. Share your experience here to help others find our service.